VET Student Loans

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Study now, pay later

Selmar is a government-approved Vet Student Loan (VSL) provider, able to offer the VET Student Loan program to eligible students to assist them in paying for their course tuition fees upfront for some of our approved Diploma level courses. So, if you’re ready to take on an Early Childhood Diploma or Advanced Diploma, VET Student Loans make it easier for you so you can start studying now, and pay later. This means you can focus on your career and repay your loan when you’re earning more than the minimum threshold.

 

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Start studying sooner with a VET Student Loan

VET Student Loans

VET Student Loans is an Australian government loan program that is available to assist eligible students studying higher level vocational education and training (VET) qualifications to pay for their tuition fees. Higher level VET qualifications are at the diploma level and above. This loan replaced the Vet Fee Help Program as of 2017. (VFH)

The federal government applies a one-off 20% loan fee to your loan amount and results in a HELP debt to be repaid to the government through the taxation system once you reach the compulsory threshold, even if you are studying. The debt is incurred once you reach your census day for each part of your course.

How do I know if I’m eligible?

VET Student Loans are available for eligible students wishing to enrol in a Selmar CHC50113 Diploma of Early Childhood Education and Care or CHC62015 Advanced Diploma of Community Sector Management course.

To access VET Student Loans, you must meet the following criteria:

  • citizenship and residency criteria (be an Australian Citizen, qualifying New Zealand Citizen or permanent humanitarian visa holder who is usually resident in Australia. See tab below for further information)
  • the government’s academic suitability requirements (See tab below for further information)
  • be studying with an approved course provider
  • be studying an approved course
  • apply using the approved Electronic Commonwealth Assistance Form (eCAF)
  • Confirm your commitment throughout the duration of your course to continue to access the loan.
  • have a fee balance more than zero ($0)
  • be eighteen (18) years of age or older unless you have a parental consent form signed by a responsible parent, or can satisfy being independent under the Social Security Act 1991, and can provide evidence on Centrelink Income Statement
  • meet TAX File number requirements
  • Have or obtain a Unique Student Identifier (USI)
  • Supply the required evidence/documentation to submit loan application
  • Submit the application form by the first census date or no less than two (2) business days after enrolling.

How do I apply?

To apply for a VET Student Loan, you will need to complete an online Electronic Commonwealth Assistance Form (eCAF) and will require your tax file number (TFN).

Before you sign and submit your form, you must read the VET Student Loan Student Information Booklet 2017. The form will ask you to provide your TFN. If you don’t have a TFN, you can give your provider a Certificate of application for a TFN. This certificate is available from the Australian Taxation Office (ATO)  after you have applied for a TFN. Contact the ATO on 13 28 61 for TFN information.

You must submit the signed and completed form to your provider by the census date or administrative date. If you do not submit your form on or before the census date, you will not be eligible for a VET Student Loan.

How much can I borrow?

There is a set maximum amount you can borrow through VET Student Loan over your lifetime; this is the VET Student Loan limit. To view the latest VET Student Loan limit visit Study Assist.

Repaying the loan

Your HELP debt is repaid through the tax system once your repayment income is above the minimum repayment threshold for compulsory repayment, even if you are still studying. Your HELP debt is indexed each year in line with movements in the Consumer Price Index (CPI) to maintain its real value but is otherwise interest fee. The compulsory repayment threshold for the 2016-2017 income year is $54,869.

Visit the ATO website at www.ato.gov.au for further information about HELP debt repayments.

Helpful information

The VET Student Loan Student Information Booklet is designed to assist students in understanding VET Student Loans, and their rights and responsibilities when accessing a VET Student Loan.

 

Census date calculator

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 15 January 2018

Census Dates

Wednesday, 24 January 2018
Thursday, 12 April 2018
Saturday, 7 July 2018
Saturday, 13 October 2018
Tuesday, 15 January 2019

End Date

Monday, 11 March 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 29 January 2018

Census Dates

Wednesday, 7 February 2018
Thursday, 26 April 2018
Saturday, 21 July 2018
Saturday, 27 October 2018
Tuesday, 29 January 2019

End Date

Monday, 25 March 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 12 February 2018

Census Dates

Wednesday, 21 February 2018
Thursday, 10 May 2018
Saturday, 4 August 2018
Saturday, 10 November 2018
Wednesday, 13 February 2019

End Date

Monday, 8 April 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 26 February 2018

Census Dates

Wednesday, 7 March 2018
Friday, 25 May 2018
Saturday, 18 August 2018
Saturday, 24 November 2018
Tuesday, 26 February 2019

End Date

Monday, 22 April 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 12 March 2018

Census Dates

Wednesday, 21 March 2018
Thursday, 7 June 2018
Saturday, 1 September 2018
Saturday, 8 December 2018
Tuesday, 12 March 2019

End Date

Monday, 6 May 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 26 March 2018

Census Dates

Wednesday, 4 April 2018
Thursday, 21 June 2018
Saturday, 15 September 2018
Saturday, 22 December 2018
Tuesday, 26 March 2019

End Date

Monday, 20 May 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 9 April 2018

Census Dates

Wednesday, 18 April 2018
Thursday, 5 July 2018
Saturday, 29 September 2018
Saturday, 5 January 2019
Tuesday, 9 April 2019

End Date

Monday, 3 June 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 23 April 2018

Census Dates

Wednesday, 2 May 2018
Thursday, 19 July 2018
Saturday, 13 October 2018
Saturday, 19 January 2019
Tuesday, 23 April 2019

End Date

Monday, 17 June 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 7 May 2018

Census Dates

Wednesday, 16 May 2018
Thursday, 2 August 2018
Saturday, 27 October 2018
Saturday, 2 February 2019
Tuesday, 7 May 2019

End Date

Monday, 1 July 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 21 May 2018

Census Dates

Thursday, 31 May 2018
Thursday, 16 August 2018
Saturday, 10 November 2018
Saturday, 16 February 2019
Wednesday, 22 May 2019

End Date

Monday, 15 July 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 4 June 2018

Census Dates

Wednesday, 13 June 2018
Thursday, 30 August 2018
Saturday, 24 November 2018
Saturday, 2 March 2019
Wednesday, 5 June 2019

End Date

Monday, 29 July 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 18 June 2018

Census Dates

Wednesday, 27 June 2018
Thursday, 13 September 2018
Saturday, 8 December 2018
Saturday, 16 March 2019
Wednesday, 19 June 2019

End Date

Monday, 12 August 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 2 July 2018

Census Dates

Wednesday, 11 July 2018
Thursday, 27 September 2018
Saturday, 22 December 2018
Saturday, 30 March 2019
Wednesday, 3 July 2019

End Date

Monday, 26 August 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 16 July 2018

Census Dates

Wednesday, 25 July 2018
Thursday, 11 October 2018
Saturday, 5 January 2019
Saturday, 13 April 2019
Wednesday, 17 July 2019

End Date

Monday, 9 September 2019

CHC50113 Diploma of Early Childhood Education and Care

Start Date: Monday, 30 July 2018

Census Dates

Wednesday, 8 August 2018
Thursday, 25 October 2018
Saturday, 19 January 2019
Saturday, 27 April 2019
Wednesday, 31 July 2019

End Date

Monday, 23 September 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 15 January 2018

Census Dates

Tuesday, 6 February 2018
Wednesday, 25 July 2018
Monday, 14 January 2019

End Date

Monday, 15 July 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 29 January 2018

Census Dates

Wednesday, 21 February 2018
Tuesday, 7 August 2018
Monday, 28 January 2019

End Date

Monday, 29 July 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 12 February 2018

Census Dates

Wednesday, 7 March 2018
Tuesday, 21 August 2018
Monday, 11 February 2019

End Date

Monday, 12 August 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 26 February 2018

Census Dates

Tuesday, 20 March 2018
Tuesday, 4 September 2018
Monday, 25 February 2019

End Date

Monday, 26 August 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 12 March 2018

Census Dates

Tuesday, 3 April 2018
Tuesday, 18 September 2018
Tuesday, 12 March 2019

End Date

Monday, 9 September 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 26 March 2018

Census Dates

Tuesday, 17 April 2018
Tuesday, 2 October 2018
Tuesday, 26 March 2019

End Date

Monday, 23 September 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 9 April 2018

Census Dates

Wednesday, 2 May 2018
Tuesday, 16 October 2018
Tuesday, 9 April 2019

End Date

Monday, 7 October 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 23 April 2018

Census Dates

Tuesday, 15 May 2018
Wednesday, 31 October 2018
Tuesday, 23 April 2019

End Date

Monday, 21 October 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 7 May 2018

Census Dates

Wednesday, 30 May 2018
Wednesday, 14 November 2018
Tuesday, 7 May 2019

End Date

Monday, 4 November 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 21 May 2018

Census Dates

Wednesday, 13 June 2018
Tuesday, 27 November 2018
Tuesday, 21 May 2019

End Date

Monday, 18 November 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 4 June 2018

Census Dates

Wednesday, 27 June 2018
Tuesday, 11 December 2018
Tuesday, 4 June 2019

End Date

Monday, 2 December 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 18 June 2018

Census Dates

Wednesday, 11 July 2018
Tuesday, 25 December 2018
Wednesday, 19 June 2019

End Date

Monday, 16 December 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 2 July 2018

Census Dates

Wednesday, 25 July 2018
Tuesday, 8 January 2019
Wednesday, 3 July 2019

End Date

Monday, 30 December 2019

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 16 July 2018

Census Dates

Tuesday, 7 August 2018
Tuesday, 22 January 2019
Wednesday, 17 July 2019

End Date

Monday, 13 January 2020

CHC62015 Advanced Diploma of Community Sector Management

Start Date: Monday, 30 July 2018

Census Dates

Tuesday, 21 August 2018
Tuesday, 5 February 2019
Wednesday, 31 July 2019

End Date

Monday, 27 January 2020

Your tuition fees for an eligible course will be distributed across three sequential fee periods, each with a different census date.

It is important you know the various census dates relating to your enrolment. The census date is the last day you can:

  • Complete an Electronic Commonwealth Assistance form (eCAF) to access a VET Student Loan
  • Withdraw from units without incurring tuition fees for those units.

 

If you withdraw from units prior to a census date, you will not incur a VET Student Loan  debt for those units. We will refund you any tuition fees that you may have paid upfront for those units.

Check the census days relating to the course you’re interested in here.

This information is based on guidelines from Australian Government Department of Education and Training – VSL Student Impact Fact Sheet.

Selmar courses with VET Student Loans

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